My Phone Bill is $180 per Year

You might not even think this is an option or perhaps I have made some sort of typo, but in-fact my phone bill, before taxes for the next 12 months, is $180 (~$194 after taxes and fees).

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Happiness and Wealth, Byproducts of a Good Education

To date, I have mostly focused on reducing costs as a byproduct of other activities that make a person happy. In this post I am going to turn things upside down and focus on how you can make more money as a byproduct of getting an education.

Men Clean Floors Too

That’s right, men clean floors too, gender stereotypes be damned. But since I am cleaning floors, I am going to clean floors the Phillnance way

Resolute Resolutions

Besides all that you have to be thankful for in the previous year, you now have the opportunity to pursue life a new. It is a fresh year and it marks another chance for you to change your life for the better.

Gratitude and Happiness

With Thanksgiving have just past and Christmas quickly approaching, my mind has been fixated on gratitude.

Finding Purpose

At the cross roads of Love, Necessity, Skill, and Reward we find Ikigai. Roughly translated, Ikigai means Life’s Worth

What’s Your Life Worth?

When I looked at the real numbers, I was shocked. I found that the average person saves about $0.69 per working hour. That implies that the average person values their own time at this rate whether they realize it or not.

My Surprisingly Simple Superpower

Now that I am an adult I have a real superpower. I can travel happily to and from work with an efficiency that is orders of magnitude more efficient than what the average American does.

Optimizing Your House By Instilling Good Habits

I imagine a lot of people will wonder how on earth a person, much less two people with a cat and a dog, can go an entire week without producing more than a few tiny bags of garbage.

Breaking The Chains That Bind

Most people can relate to what it feels like to be on auto pilot. We have our normal routines that we use to navigate through life.