What is Better, Reducing Expenses or Increasing Income?

Recently during one of our local Choose FI meetups in Philadelphia someone posed the question, “What is more important, increasing income or reducing expenses?” The answer seemed simple enough, you would work to increase your income and reduce your expenses. Right?

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Plant Based Diets Lead to Health and Wealth

A happy accident that changed the way I eat looks like it will change my life.

Automate Your Way To Riches

With all the responsibilities we have it is no wonder that we struggle to make time or find the energy to get our financial house in order.

Volunteering Leads To Health and Happiness

“You make a living by what you get. You make a life by what you give.”
~Winston Churchill

The Paper Products Problem

If you are anything like me then you love the great outdoors. Truly some of my fondest memories are days and nights I have spent camping and hiking in the middle of nature. Unfortunately, many of the natural habitats that once existed and thrived are being erased at an alarming rate. OurPlanet.com helps to make it…

How I Save The Planet and Thousands of Dollars, One Load Of Laundry At A Time

What I’m about to put forward is probably going to get some eye rolls from more than a few readers. For those courageous souls that stick with me and read through I promise to give you a legit reason why you can do laundry less often and for less money. Besides there is nothing quite…

My Phone Bill is $180 per Year

You might not even think this is an option or perhaps I have made some sort of typo, but in-fact my phone bill, before taxes for the next 12 months, is $180 (~$194 after taxes and fees).

Happiness and Wealth, Byproducts of a Good Education

To date, I have mostly focused on reducing costs as a byproduct of other activities that make a person happy. In this post I am going to turn things upside down and focus on how you can make more money as a byproduct of getting an education.

Men Clean Floors Too

That’s right, men clean floors too, gender stereotypes be damned. But since I am cleaning floors, I am going to clean floors the Phillnance way

Finding Purpose

At the cross roads of Love, Necessity, Skill, and Reward we find Ikigai. Roughly translated, Ikigai means Life’s Worth