That means that both the access to and cost of credit for Black people is less available and more expensive than it is for White people for no other reason than the color of their skin.
Covid-19 has arrived, and in dramatic fashion. So I thought I would take a few moments out of my day to write about the situation and hopefully provide some perspective.
A happy accident that changed the way I eat looks like it will change my life.
Housing, where one lives, and why they live there has changed vastly over the years. From caves and mud huts to villas and chateaus people have no doubt come a long way in the design and style of homes.
What I’m about to put forward is probably going to get some eye rolls from more than a few readers. For those courageous souls that stick with me and read through I promise to give you a legit reason why you can do laundry less often and for less money. Besides there is nothing quite…
To date, I have mostly focused on reducing costs as a byproduct of other activities that make a person happy. In this post I am going to turn things upside down and focus on how you can make more money as a byproduct of getting an education.
With Thanksgiving have just past and Christmas quickly approaching, my mind has been fixated on gratitude.
At the cross roads of Love, Necessity, Skill, and Reward we find Ikigai. Roughly translated, Ikigai means Life’s Worth
When I looked at the real numbers, I was shocked. I found that the average person saves about $0.69 per working hour. That implies that the average person values their own time at this rate whether they realize it or not.
Most people can relate to what it feels like to be on auto pilot. We have our normal routines that we use to navigate through life.