That means that both the access to and cost of credit for Black people is less available and more expensive than it is for White people for no other reason than the color of their skin.
A happy accident that changed the way I eat looks like it will change my life.
With all the responsibilities we have it is no wonder that we struggle to make time or find the energy to get our financial house in order.
Now that I am an adult I have a real superpower. I can travel happily to and from work with an efficiency that is orders of magnitude more efficient than what the average American does.
I imagine a lot of people will wonder how on earth a person, much less two people with a cat and a dog, can go an entire week without producing more than a few tiny bags of garbage.